The best way to carry out an international transfer from the United States is to use a money transfer company. For regular transfers, Wise is the best option as you can send at the mid-market rate with low fees. For larger transfers, Regency FX offers a strong amount of coverage with account management included.
There's a few other reasons to opt to send money in this way. Money transfer companies will have FDIC / FINCEN regulation, and offer a range of other perks like multi-currency accounts.
All being said, if you need to send money from the USA, the best bet is a specific money transfer provider.
The best money transfer companies in the USA
Company | Key features | Rating | Pricing |
|---|---|---|---|
Wise | Comes with a multi-currency account for spending, 96% of transfers on the same day, Supports over 70 currencies | ⭐⭐⭐⭐⭐ | No exchange rate + fees of 0.33% - open an account |
RegencyFX | Currency exchange specialists, Great for large transfers, Regular payments supported | ⭐⭐⭐⭐⭐ | No fees + competitive rates agreed per transfer - get a quote |
Xe | Fast transfers, 24/7 support, App with rate alert and currency tools included | ⭐⭐⭐⭐ | No fees and rates from 0.6% - open an account |
OFX | 24/7 customer support, App for regular payments, Currency risk tools like forward contracts | ⭐⭐⭐⭐ | No fees and rates from 0.5% - open an account |
Instarem | Most transfers same day, Has a rewards scheme to earn money on each transfer leaving USA | ⭐⭐⭐⭐ | No fees and rates from 0.5% - open an account |
WorldRemit | Offers access to alternative pick up methods like Airtime, Transfers from the States are often complete in minutes | ⭐⭐⭐ | No fees and rates from 1.3% - open an account |
Remitly | Offers cash pickup across a lot of Asian markets | ⭐⭐⭐ | No fees and rates from 1.3% - open an account |
Send money from the US to...
Our guides cover how to send money from the US to different countries around the world.
Popular destinations
Pick by continent
Africa
Asia
Europe
North America
Oceania
South America
All countries and transfer routes around the world are covered in our rate search.
Getting the best deal when sending money from the US
Using a money transfer company is the best way to send form the US, but there's a few things you can do to keep on top of the process.
Track the USD exchange rate
Getting a good deal for a money transfer is best done through tracking the USD rate against the currency you want to send to. Tracking a mid-market rate will aid in making an informed decision on when is best to send money.
Avoid using your bank
One of the most expensive ways to make an international transfer out of the USA is through a bank account. Here's how Wise, our recommend option, stack up against popular banks in the USA.
Company | Exchange rate | Sending fees | Receiving fees |
|---|---|---|---|
Wise | 0% | 0.35% | $0 |
Chase Bank | 2% to 7% | $40-50 | $0-15 |
Bank of America | 5.3% to 7.37% | $45 | $16 |
Navy Federal Credit Union | 3% to 5% | $25 | $0 |
Wells Fargo | 6% | $25-50 | $15 |
Citigroup | 4% to 6% | Up to $35 | $15 |
